Last updated: April 2026
Website owner identification (in compliance with LSSI-CE)
Pursuant to Law 34/2002, of 11 July, on Information Society Services and Electronic Commerce (LSSI-CE), you are hereby notified that the website neobankvs.com is operated by:
Owner: Manuel López Ramos
Tax Identification Number: 45841212S
Address: Calle Blas Infante, Córdoba, Spain
Contact email: contact@neobankvs.com
The above details formally identify the individual responsible for this website for all legal purposes.
Purpose of the website
NeoBankVS is an informational and educational platform dedicated to:
- Comparisons of online banking services
- Reviews of digital banking platforms and neobanks
- Guides on how to make well-informed decisions when choosing an online bank
- Educational resources covering digital finance and the neobank landscape
All published information is provided solely for general informational purposes.
Disclaimer – No professional advice
Under no circumstances does the content of this website constitute professional financial, legal, tax or investment advice.
The information made available is of a general nature and does not take into account your personal financial situation, goals or needs.
Any decision taken by a user based on the information found on this website is taken at the user’s own risk.
The owner does not guarantee any specific outcome resulting from the use of the information provided.
Risk disclosure
The use of online banking services involves inherent risks, including, but not limited to, security vulnerabilities, potential hidden charges, account freezes or service interruptions.
By using this website, the user acknowledges that they are aware of such risks and accepts that they employ the information and the services referenced on this site entirely at their own risk.
Advertising, Google AdSense and affiliate links
This website makes use of Google AdSense to display advertisements.
Advertisements may be personalised on the basis of cookies and similar technologies employed by Google and other third-party advertising providers.
The website may also incorporate affiliate links or sponsored content, which may generate a commission for the owner at no extra cost to the user.
Sponsored content or advertising material does not, under any circumstances, constitute independent advice or a recommendation to contract a particular online banking service.
Personal data protection (GDPR)
Whenever personal data is collected (for instance, via contact or subscription forms), it shall be processed in accordance with Regulation (EU) 2016/679 (GDPR).
- Purpose of processing: handling enquiries and communications
- Legal basis: consent of the data subject
- Retention: data will be kept only for the period necessary to fulfil the purpose for which it was collected
The user may exercise their rights of access, rectification, erasure, objection, restriction of processing and data portability by sending a request to the email address: contact@neobankvs.com
For further details, the user is invited to consult the website’s Privacy Policy.
Cookie Policy
This website uses first-party and third-party cookies, including Google AdSense cookies, for technical, analytical and advertising purposes.
Advertising cookies enable personalised ads to be displayed based on the user’s browsing behaviour.
The user may accept, decline or configure the use of cookies via the consent panel shown upon accessing the site.
For additional information, please refer to the Cookie Policy.
Intellectual and industrial property
All content present on this website, including texts, articles, design elements, logos and graphic materials, is owned by the website owner unless expressly stated otherwise.
Any reproduction, distribution or modification without the owner’s explicit authorisation is prohibited.
Where third-party content is used, the corresponding licences are respected.
External links
The website may contain links to third-party sites.
The owner accepts no responsibility for the content, accuracy, or privacy practices of such external pages.
Limitation of liability
The owner shall not be held liable for:
- Errors or omissions in the published content
- A lack of up-to-date information
- Decisions made by users regarding the selection, engagement with or use of online banking services based on the information provided on this site
- Damages or losses of any nature arising from the use of the website
The user uses the website at their own risk.
Applicable law and jurisdiction
This Legal Notice is governed by Spanish law.
For the resolution of any dispute, the parties submit to the Courts and Tribunals of Córdoba, Spain, unless a mandatory consumer protection provision establishes a different jurisdiction.
Modifications
The owner reserves the right to modify this Legal Notice at any time.
Any amendments shall take effect from the moment they are published on the website.